Call No: 000-000-0000Commercial Insurance Specialized In High Tech Field
  • Personal Insurance
  • Business-Insurance
  • Employee-Benefit

Presenting High Tech Insurance Benefits At Affordable Costs

Finding the best combination of benefits for the right cost is no easy task. With High Tech Insurance as your benefit partner, we will plan and execute a program that is beneficial to all employees and maintains cost affectivity. Working with all of the major insurance carriers and we will provide you with current market and premium comparisons, analysis, and compliance for all plans. We offer direct carrier interface.

High Tech Insurance’s goal of systematically planning your company's employee benefits plan, is to provide a package that is uniquely your own. Our benefits program was developed to help you design a well-rounded plan consistent with your total compensation plans and philosophy.

We center upon:

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

401k Services

Dependable Coverage And Unfailing Service

401K Allows employees to contribute to their own retirement through salary deferrals into a tax-deferred investment account selected by the employer. Although not required, the employer can contribute to an employee’s retirement 401(k) account to encourage the employee to save more money for retirement. While 401k programs are complex to set up and operate they are great motivation for your employees, let a High Tech specialist help you select up a 401k plan that fits your needs.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

COBRA Administration

Dependable Coverage And Unfailing Service

COBRA gives workers and their families who lose their health benefits the right to choose to continue group health benefits for limited periods of time based on certain situations such as voluntary or involuntary job loss, reduced hours, job transition, death, and other life events. Are you in compliance with how employees and family members may elect continuation coverage? Do you and your plan provide notice? Avoid the confusion and complex requirements of COBRA administration by moving your liability to a professional Cobra administrator. High Tech will provide compliant approved professionals to carry out your COBRA program without any worries.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Dental Insurance

Dependable Coverage And Unfailing Service

Dental Insurance is designed to help pay your dental care costs. The majority of dental insurance covers basic and some special procedures related to oral hygiene and tooth care. Orthodontia coverage is covered in the richer insurance plans. Get a quote from your High Tech Insurance Agent.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Disability Insurance

Dependable Coverage And Unfailing Service

Disability Insurance policies afford financial protection in the aftermath of a temporary or permanent disability to work. Disability coverage provides monthly support to help pay basic necessities such as food, mortgage, utilities and credit card bills. Contact a High Tech agent to assess your need for Disability Insurance today.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Employee Assistance Plans

Dependable Coverage And Unfailing Service

Employee Assistance Plan’s are aimed at assisting employees with personal issues and problems which result in an average of over three weeks lost productivity per employee. By offering an EAP program to your employees you are adding a benefit that will lower medical costs, increase productivity, lessen turnover and absenteeism while increasing productivity and morale. Let High Tech insurance help you evaluate if an Employee Assistance Plan may be right for your organization.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Health Insurance

Protect Your Employees From High And Unexpected Healthcare Costs.

Your group health benefit is the second most important compensation regarded by your employees. It's a well know fact that employees value health insurance benefits. In agreeing to provide your employees with group health insurance benefits, you have found it easier to hire and retain the highest quality of workers for your company.

There are numerous tax incentives accessible to you and your employees by participating in a group health insurance plan. For example, benefit premiums are tax deductible, thereby reducing payroll taxes. Also, employee part of premiums paid with pretax dollars saves them money. All these factors contribute to the affordability of a health insurance plan for you and your employees.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Health Savings Account Plans and Administration

Dependable Coverage And Unfailing Service

Health Savings Accounts (HSAs) offer great saving and tax advantages for your employees enrolled in High Deductible Health Plans. HSA's funds are not subject to federal income tax at the time of deposit. Unlike other deductible plans these funds roll over each year and accumulate year after year if not used for medical expenses. Let High Tech Insurance Solutions assist your organization to set up a Health Savings Account.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Automate Your Human Resource Department

Presenting High Tech Benefits At Affordable Costs

Update your HR department with an automated system that creates worry free data collection and access. Give your employees the ability to view their individual employee benefits "on line". Technology should allow a database to control HR, payroll, 401(k), and various insurance programs. Make entering a new hire a simple, easier process by using a centrally located database system.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Life Insurance

Dependable Coverage And Unfailing Service

Life Insurance is financial protection for a person with insurable assets. When the person dies then the insurance policy pays out a predetermined sum of money to the beneficiary. Contact High Tech Insurance agent and find out what life insurance plan is right for you.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Travel Assistance Plans

Dependable Coverage And Unfailing Service

Travel Assistance Insurance is an important employee benefit that contributes to peace of mind while you are traveling from your home or office. When an emergency strikes it will cover medical expenses and financial (nonrefundable pre-payments) and other transportation losses incurred while traveling. Travel agents offer standard temporary travel insurance, but are not as broad in coverage as an extensive continuous program can afford. High Tech can help provide this protection. Some of the most common risks that are covered by travel insurance are:

  • Medical expenses
  • Help with travel documents
  • Emergency evacuation/repatriation
  • Overseas funeral expenses
  • Accidental death, injury or disablement benefit
  • Cancellation
  • Curtailment
  • Delayed departure
  • Loss, theft or damage to personal possessions and money
  • Delayed baggage (and emergency replacement of essential items)
  • Legal assistance
  • Personal liability and rental car damage excess

Voluntary Benefit Plans

Dependable Coverage And Unfailing Service

Voluntary benefit plans are an alternate method of providing additional benefits to your employees without the burden of additional cost to you and your company. This popular benefit is optional to all employees and provides continuing benefits as they become more and more costly. Since there is no cost to the employer, voluntary benefit plans offer employee’s the option to purchase insurance, but at a group policy price. Inquire about the many Voluntary Insurance Plans available to you from your High Tech agent.

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

We Center On

  • Reduction of administrative benefits cost
  • Providing high tech benefits at affordable costs
  • Advancing employee wellness
  • Professional counsel and support at your disposal
  • A team leader of a dedicated service group for your HR manager needs

Wellness Program

At High Tech, We Believe That Wellness Is A Choice

Enjoy customized plans for healthier living, classes, weight control programs, and much more. Wellness programs have become an important part in showing your employees you care. Added benefits of a company wellness program are decrease healthcare costs, reduced absenteeism, and increased productivity. A focused wellness program not only helps you the employer, but also helps to maintain and improve the health of your employee’s. Contact a High Tech Insurance agent regarding the merit and return on investment of an accurately designed program of wellness.

Advantages:

  • Flexible program
  • No long-term commitment or ongoing expense
  • No major time commitment
  • One day immersion of wellness information
  • Establish management buy-in
  • Establish employee buy-in
  • Conduct an employee wellness survey
  • Cost reduction via healthcare costs and absenteeism while improving morale and productivity.

What The Program Includes:

A wellness motivator will spend one full day with your organization and will:

  • Meet with management regarding the value and return on investment of a properly designed wellness program
  • Meet with HR, Risk management, and others who would implement an ongoing wellness program for a train the trainer session
  • Provide an analysis of the physical property and review food service, vending machines, local food sources utilized by staff, stairwells and exercise opportunities in and around the facility plus nearby fitness facilities
  • Provide up to 3 one-hour presentations to employees as described below
  • Provide a basic wellness survey to determine employee interest, buy-in and willingness to participate in the program and cost
  • Determine if insurance carriers will share in the cost
  • Debrief and provide a recommended plan of action

Sample Presentations

Numerous presentations are possible, but the following have proven to be most effective:

  • Get Happy and Healthy in the Workplace- It’s Your Choice!
  • Power eating and nutrition for optimal energy, productivity and vitality
  • Letting Go of Stress to improve your personal and professional life